If you are a recent immigrant with an SSN and ITIN, you can apply for a Citi Secured Mastercard. You can build your credit score by applying for this card and only making a small deposit. For example, you could put $49 down for a $200 credit and then pay it off each month. If you don't have a lot of money to spend, a secured credit card like Citi can help you get started.
Capital One Platinum Secured Kreditkarte
Capital One Platinum Secured Card is an option for immigrant credit builders. This card comes with no annual fees and does not require a Social Security number. It is an affordable way to build your credit. This card is ideal for immigrants with poor credit histories.
Capital One Platinum Secured Credit Card is available for immigrants with a $200 security deposits. It can improve your credit and build a solid payment history. The credit card also reports to all three credit bureaus, which is a great feature for those with poor credit.
Citi Secured Mastercard
It's possible to get a creditcard if your immigrant status isn't yet clear. There are many options to choose from. The first option is a secured card. It requires a deposit, which is usually less than the credit limit of the card. You can enjoy all the benefits of a regular credit card such as cash back on eligible purchases and extended warranties. This card can report your activity and credit score to all three major credit bureaus.
An immigrant looking to build credit might want to consider a secured, rewards-based credit card. This card is ideal for immigrants who are trying to build credit and offers cash back on gas or dining. It's great for people with low credit scores who want to be eligible for an unsecured card.
Discover it(r) Secured Credit Card
The Discover it Secured Credit Card for people with poor credit scores is one of the most affordable on the market. The card has an annual fee and earns decent cash back, which is not the case with most unsecured credit cards. It can be upgraded to a standard credit card after you have used it responsibly for 7 months.
Perhaps you are an immigrant wondering how to use credit cards. First, understand that you don't want to spend too much on your new card. Instead, limit purchases to 30% of your total credit limit. To ensure you fully understand your contract, it is important to read it carefully. Avoid credit cards that have a high APR. You should also look for accounts with a lower annual fee than $50
The Deserve EDU MasterCard for Students
The Deserve Mastercard EDU for Students is a credit-card designed for students from other countries and immigrants. To qualify, you must either be an immigrant (or an international student) enrolled at an American institution of higher learning. Foreign transaction fees are not applicable to the card.
The Deserve Mastercard EDU for Students offers students and immigrant a variety benefits, including cashback on school expenses. You can earn 1 percent cash back on textbooks, gear, school supplies, and other educational expenses. You can also earn unlimited 1 percent cashback on all purchases, except gambling-related purchases or account fees.