There are many types and varieties of business credit cards. There are gift cards, miles cards and cash back cards. Sign up bonuses and other perks are offered by some cards. Others offer extended warranties and travel accident insurance. Some even offer early access for tickets. It all depends what your business needs are.
Capital One Spark Plus
Capital One Spark Plus is a great choice if you are looking for a business card. This credit card has a $150 annual fee and flexible credit limits. You can also use it for business expenses because there are no restrictions by category. Before applying, there are a few things you should consider.
Consider the annual fee and late fees when you are considering a business credit card. The early spend bonus is also worth considering. If you spend large amounts on a single purchase, this bonus may be worth it for your business. You'll be able track all your purchases, as well as set individual spending limits. In addition, you'll get unlimited 2% cash back, which is great for companies with multiple employees.
Capital One Ink Business Unlimited
The Ink Business Unlimited business credit card offers a flat 1.5% cash back on all purchases, with no annual fee. This makes it an attractive choice for business owners who need a simple rewards program. Ink Business Unlimited has a low annual charge and allows you add authorized users. Any purchases made using the card are at the responsibility of authorized users.
Ink Business Unlimited business card is a great option. It has no annual fees and offers generous sign-up bonuses. You get a 0% APR for purchases, as well as a generous rewards program. Small businesses may find the card useful because it charges a low foreign transaction fee.
American Express Blue Business cash
The American Express Blue Business Cash business credit card comes with a low annual fee and a 2% cash back rate on eligible purchases. Each month, the credit card automatically credits your card with cash back if you make a purchase. You will lose 1% of your cash back rate if you spend more that $50,000 per year. However, this card is still a great choice for moderate spenders.
If you are looking to earn cashback on all your purchases, the Blue Business Cash credit card is a great choice. You get 2% cashback on all purchases and 5% cashback on Capital One Travel purchases. You can also get a $1,000 cash bonus based on certain spending levels.
Bank of America Business Advantage, Travel Rewards World Mastercard
The Bank of America Business Advantage World Mastercard travel rewards card is an excellent choice. You can get flexible rewards with no annual fee. The card offers 1.5 points per dollar spent on purchases and earns three points for travel purchases. You will also receive 30,000 points if you spend $3,000 in the first 90 day of your account opening.
This card is ideal for those with excellent to good credit. To qualify, you must have a minimum FICO or VantageScore of 670 or higher. The card is not open to all applicants. You may need to consider other banks if your credit score is high and you are interested in a small business credit card that is no-annual fee.