There are many kinds of business credit card options. There are many types of business credit cards. You may also receive sign up bonuses or other perks with some cards. Others offer extended warranties and travel accident insurance. Some even offer early access for tickets. It all depends how your company operates and what you want.
Capital One Spark Plus
Capital One Spark Plus could be the right choice for you if your business is looking for a credit card. This credit card is available with flexible credit limits and a $150 annual charge. It also comes with no category restrictions, making it great for business expenses. But there are some things to consider before applying.
The annual fee and any late charges should be considered when looking at a credit cards for business use. Consider the early spend bonus. If you spend a lot on one purchase, this bonus can prove to be very valuable for your company. You'll also have the convenience of being able to keep track of your purchases and set individual spending limits. You'll also get unlimited 2% cashback, which is great news for businesses with multiple employees.
Capital One Ink Business Unlimited
Ink Business Unlimited provides flat 1.5% cashback on all purchases. It also has no annual fees. It is a great choice for small business owners looking for a simple rewards card. Ink Business Unlimited also comes with a low annual fee, and you can add authorized users. Cardholders are responsible for any purchases made with the card.
Ink Business Unlimited is a great choice for entrepreneurs who are looking to avoid paying an annual fee and get generous sign-up bonuses. It has a 0% APR period for purchases and a rewards system that pays generously in other ways. Small businesses can also benefit from the low foreign transaction fees.
American Express Blue Business Cash
The American Express Blue Business Card Cash Business credit card has a low annual fees and a 2.2% cash back rate for eligible purchases. The credit card credits your account automatically with cash every month when you make purchases on the card. The cash back rate on this card will decrease to 1% if your annual spending exceeds $50,000. The card is still a good choice for moderate spenders.
The Blue Business Cash business credit card is a great option if you want to earn cash back for all of your purchases. The card offers 2% cashback on every purchase, plus an additional bonus of 5% cashback on Capital One Travel purchases. A $1,000 cash bonus can be claimed based upon certain spending requirements.
Bank of America Business Advantage, Travel Rewards World Mastercard
When it comes to travel rewards, the Bank of America Business Advantage Travel Rewards World Master card is an excellent choice. The card offers flexible rewards and no annual fees. It offers 1.5 points per dollar on purchases, and three points for purchases made abroad. The card also comes with a bonus of 30,000 point after you spend $3,000 within the first 90 days.
This card is best suited for those with good to excellent credit. Minimum FICO/VantageScore 670 or greater is required in order to be eligible. You should note, however, that this card is not for everyone. If you have outstanding financial standing and need to apply to a small-business credit-card with no annual fees, consider switching banks.