If you're looking for a credit card that offers a great reward program and a low interest rate, consider the Capital One Cash Back card. It offers 1.5% cash back on all purchases and comes with a $200 welcome bonus. It has no foreign transaction fees or annual fees and offers a 0% intro rate on purchases and balance transfers, for a period up to 15 months.
Capital One Savor Cash Rewards
Capital One Savor cash Rewards credit card is a good choice for those who spend a lot on dining and entertainment. You can get unlimited 4% cashback on your purchases with this card. You must spend $800 per month to enjoy the maximum benefits. To qualify for this card, you should have a credit score between 660 and 850.
Capital One Savor Card offers a generous cash-back rate of 4.4% on all everyday purchases. It is however not as generously as some other cards. For cash back to be earned, you need to spend at least $3,000 in three months. In contrast, competitors only require that you spend at most $1,000. The card comes with additional bonus categories to help you get even more out your spending.
Capital One Venture Rewards
If you are looking to quickly earn travel rewards, the Capital One Venture Rewards credit cards is your best option. The credit card earns you two miles for every dollar, and there is no limit to how many you can earn. You can also keep your card open and earn miles for as long as it is open. There is also a one-time early spend bonus of 75,000 miles when you spend $4,000 on purchases in the first three months.
You can also transfer rewards from the Capital One Venture Rewards credit cards to other cards and travel providers. These miles can be used to fly on any airline as long as you have enough Capital One Venture Miles. Transferring your Capital One Venture Miles to Aeromexico (Cathay Pacific) is another option.
Capital One Spark Classic for Businesses
Capital One Spark Classic for Business creditcard gives you a modest 1% Cash Back Reward Rate on All Purchases. It has many benefits, even though it is one the lowest rewards rates. First, there are no annual fees. Moreover, it offers downloadable purchase records and periodic spending reports. Moreover, you can use the card at select merchants to get 5% discounts.
The Capital One Spark Classic for Business is also available with travel perks and exclusive access to events. It also offers purchase security, $0 fraud liability, and purchase protection. Additionally, the extended warranty covers eligible purchases and doubles manufacturer's warranty.
Capital One QuicksilverOne Cash Rewards
Capital One QuicksilverOne Rewards Credit Card is an excellent choice for individuals looking for a cash-back credit card that offers great Capital One benefits. You get unlimited 1.5% cashback on all purchases, and an additional 5% for Capital One Travel. This is a generous cash-back rate for a credit-building card, and rewards accrue quickly. Also, the card isn't subject to expiration so it's easy build up substantial cash.
The Capital One QuicksilverOne Rewards Credit Card comes with a $39 Annual Fee. This makes the card affordable for people with low credit scores. The card's unlimited 1.5% cash back benefit can help people build positive credit scores and establish a payment history. While there are some cons to this card, it is an excellent option for those who want credit building and rewards.