When it comes to cash back rewards, credit cards are all the rage. In 2020, the welcome bonuses were insane! In 2022, the top 6 cashback credit cards will be available. You could get enough cash to travel free if you have one of these cards and another. In addition, you can earn points that will allow you to redeem for gift cards.
Wells Fargo Active Cash (sm) card offers cash back of 2%
Of all the rewards programs offered, Wells Fargo's Active Cash(sm), offers 2% cashback on purchases. You can earn $200 cash back if you spend at least $1,000 within the first three months. Redeem your cash rewards to receive gift cards or a statement credits on eligible Wells Fargo account accounts.
The card has no annual fees and offers a sign-up bonus that is great incentive to use it. The only problem is that you have to spend at most $1,000 within three month of opening your account to qualify for the bonus. This isn’t the only issue with the card. Although it offers 2% cashback, it is still one of the very few cards that does so.
Although other rewards cards offer similar amounts, the Wells Fargo Active Money(sm) is a great choice for those who have rewards cards. Its unlimited 2% cash back can be used to complement other rewards cards. A promotional financing offer is available for this card. It's a great choice for consumers who have multiple credit cards.
Receive 5% Cash Back from Discover it Cashback
The Discover it Cashback credit card is an excellent choice for those who are looking to earn rewards with no annual fees. It rewards you with 5% cash back on rotating quarterly bonus categories and gives you one percent cash back on everything else. However, there are better options out there that give you more rewards on everyday purchases. Citi Double Cash Card allows you to earn unlimited two percent for every purchase. It's more advantageous for those who pay every month.
Discover it(r) Cash Back is designed for people with a good credit score, as it waives the first late payment fee. There is no annual fee or penalty APR with this credit card. This card is an excellent choice for those who spend less that $2,000 each year.
Capital One SavorOne Credit Card - Cash Rewards Credit Card
If you're a foodie with a big grocery bill, the Capital One SavorOne Cash Rewards Credit Card may be the card for you. The rewards are non-expire and you can earn cash back on dining out, entertainment and grocery shopping. This card is a great option for budget-minded foodies. This card has no foreign transaction fees, annual fee or foreign transaction fees.
Capital One SavorOne cash rewards credit card offers excellent cash-back rates and no annual fees. The card offers discounts on entertainment, groceries, and streaming. This is a great option for those with low incomes as it offers 0% interest.
You should check your credit score prior to applying for Capital One SavorOne Rewards Card. Your score can be checked online at Capital One. It might be difficult to get approval if you don’t have perfect credit.