There are several excellent Bank of America credit cards available. These cards offer a wide range of benefits such as cash back and travel reward points. Your financial situation will play a major role in choosing the best card. Bank of America credit cards are generally very good for students and business owners. It is important to choose a card that offers great benefits and rewards. Bank of America Business Advantage Customized Money Rewards Mastercard is the best card for you if you want to travel with the most rewards.
Bank of America Business Advantage Customized Rewards Mastercard Cash Rewards
Bank of America Business Benefit Customized Cash Rewards credit card offers flexible rewards for business owners. This card can give you $300 back each year in statement credits with just $3,000 of spending per year. You can also earn two percent cashback on dining purchases, and one percent on all other purchases. These rewards can accumulate up to $50,000 in credit card limits.
Applicants must have a FICO(r) score of 720 or higher to qualify for this card. Although the minimum credit score required to be approved is not very high, most applicants will be approved with credit scores in the excellent-excellent range. The Bank of America Business Advantage Personal Cash Rewards Mastercard has a 3% foreign transaction fees.
The customer can earn cash back and redeem it for a statement credits, cash, or a check. Bank of America allows customers to make monthly category changes. It is possible to either automatically invest the cash in Merrill Lynch's investment account, or directly into Bank of America.
Bank of America Premium Rewards Card
If you're looking for a credit card that earns generous rewards without a hefty annual fee, consider the Bank of America Premium Rewards card. This card is a great choice because of its low annual fee and small sign-up bonus. Merrill account holders or Preferred Rewards members get higher rewards. You can earn points on all purchases.
One of the biggest perks of the Bank of America Premium Rewards credit card is that it does not charge a foreign transaction fee, which can add up to 1.49% of your international purchases. For this card to be eligible, you will need top-tier credit.
Bank of America Cash Rewards Credit Card for Students
Students can choose the Bank of America cash rewards credit card for students. It offers a wide range of benefits and is a great choice. The card includes a $0 fraud guarantee and a variety of features to help students budget. The card offers a wide range of rewards, including a reward program that allows you to earn points for each purchase. There are also bonuses that match your cash back in various categories.
Students can redeem their rewards through a variety of methods, including statements credits, Bank of America account deposits and paper checks. The credit card is valid for as long as there are active accounts.