People with good credit can apply for several credit cards. Some of them have annual fees, which can make them more expensive, while others are free. People with average to good credit will usually get the best interest quotes. You should also look for a card that offers rewards. These rewards might be worth the annual cost, or can be added to the card with additional benefits.
Wells Fargo Active Cash
The Wells Fargo Active Cash credit cards may be the right choice for you if you are looking for a creditcard with generous rewards programs. It comes with a $0 annual charge and a flat unlimited rewards rate for all purchases. You will also find a variety of unique features. For starters, you can redeem your cash rewards for gift cards, merchandise, and statement credits. Also, your cash rewards are redeemable at Wells Fargo ATMs. It also offers direct deposit to your bank account. There's no annual cost, so you don’t have to worry too much about the initial period.
The Wells Fargo Active Cash card is a Visa Signature Product. This card is accepted by nearly all merchants. However, it does come with a 3% foreign transaction fee. It's still a great option, especially for domestic travel. You can request Wells Fargo to increase the credit limit for you if necessary. Additionally, you can take advantage of the bonus cash.
Capital One SavorOne Cash Rewards to Good Credit
Capital One SavorOne Rewards creditcard offers a variety benefits for people with good credit. It offers unlimited cash back for dining out or other purchases. As long as you have a credit score of seven hundred or higher, you should be able to qualify for this card.
The Capital One SavorOne cash rewards credit card has a 4% cash back rate. This is one of its main benefits. This card also has a low annual fee of $95 and a $200 early spend bonus. Capital One Travel offers a 5% cashback on all hotel purchases. Vivid Seats offers 8% cashback, which is another benefit. Additional benefits include 1% cashback on all purchases.
Capital One SavorOne Cash rewards credit card also offers no annual fees and excellent cash back rates for food, entertainment, and grocery shop. This card offers great rewards on entertainment, streaming, and dining.
Chase Freedom Unlimited
Chase Freedom Unlimited can be a great option for anyone with good credit. It has no annual fee and offers 0% introductory APR for 15 months. It offers purchase protection that protects purchases for up to 120 days after purchase. This protection is worth up to $500 per claim and $50,000 per account.
The Chase Freedom Unlimited credit card is a cash back credit card that offers flexible redemption options. Cashback is not subject to a minimum redemption and points can be used for gift cards as well as cash back. However, keep in mind that your point value may vary depending on how you choose to redeem them.
The Chase Freedom Unlimited is a great choice if you have excellent credit and are looking to get cash back on your credit cards. The rewards program is rewarding and can include Lyft ride rewards, dining at restaurants, and drugstore purchases. Chase Freedom Unlimited is free to join and has no annual fees.