There are many things you can do to determine which Citibank creditcard is right. Many of the best options come with no annual fees. They often offer introductory rates of 0% and waive annual fees after the first year. The introductory period of 0% APR is an excellent benefit, whether you intend to make new purchases or transfer balances.
Citi ThankYou(r), Preferred Card
Citi ThankYou (r) Preferred Card gives double rewards for dining and theater tickets. The rewards rate for everyday spending is not as high as the Citi ThankYou(r) Preferred Card. You may need to compare your options before you sign up for this card.
Citi offers a range of credit card options that are suitable for all tastes. There are several types of credit cards available, including airline credit cards, flexible point cards and cashback cards. Some offer promotions up to 0% APR. You should be aware that each card has different application requirements so you can apply. Some banks won't allow people who have received a signup bonus from another bank or have closed credit cards in the past.
Citi ThankYou Rewards program is similar to many credit card loyalty programs. ThankYou points can also be used for travel, gifts, and credit on statements. You can redeem ThankYou points for gifts, trips, or statement credits. For example, if your coffee purchase is $2, you will receive 10 ThankYou points. A $12 meal will give you 20 points. Citi ThankYou(r), the Preferred card, has an interesting feature. ThankYou points can either be used for a check (or statement credit) at the end o f the month.
Citi Double Cash
Citi Double Cash creditcard offers numerous rewards for a variety purchases. Redeeming cash back rewards requires that you maintain a minimum balance at $25. You can maximize your rewards by paying your monthly balance in full. Your rewards will be lost after 12 months.
The card also allows you to transfer balances at 0% APR. A fee will be charged, but this is minimal in comparison to the interest savings. After spending $1500 in the first six-months, you will receive a $200 cashback reward. Although it isn’t the most lucrative cash-back card, it does offer a few unique benefits.
The Double Cash card rewards financial prudence by rewarding you for timely payment of your bills. This is an excellent option for people who are new to cash back rewards cards. The flat-rate APR makes this card a good choice for those with only one creditcard. This card is compatible with other cards.
Citi Prestige
Citi Prestige credit is a great option if you are a frequent traveler who wants to reap the benefits of luxury travel. You get 5 points for every dollar you spend on eligible air travel, and 3 points for every dollar you spend on hotels. You won't have to pay foreign transaction fees. Access to over 400 airport lounges around the world is also possible.
As an added bonus, the Citi Prestige Card comes with a complimentary Priority Pass Select membership, which gives you access to over 1,200 airport lounges worldwide. This benefit is limited to two nights per year. This benefit can be used twice in one year. It could save you a lot on hotel stays and even offset your annual fee of $495.
Citi Prestige credit cards also offer an intro balance transfer deal. This card allows you to get 2% cash back. In addition, you'll have access to discounts on dining and entertainment in 95 countries.