There are many credit card options that allow people with bad credit to open new accounts. These cards include the Capital One Platinum, Discover it Secured, Petal 2 Visa, American Express Blue Cash Preferred, and Capital One Platinum. These cards have been designed with international students' needs in mind. But, card issuers can use other methods to determine if they are able to offer a card. One example is that they will look at your bank accounts and determine if you are a candidate for a new card.
You can find it secured
The Discover it Secured credit card for no credit is one of the most affordable cards on the market. This card comes with an annual fee and rewards that are better than a regular unsecured card. A decent cashback rate will be offered, along with the possibility to use your card for everyday purchases such as gas.
A free mobile app is available with this credit card that will help you protect your privacy when searching the Dark Web. This free service will alert you to the possibility of your Social Security number being posted on thousands upon thousands of Dark Web websites. The card is easy to activate and offers a credit line equal to your deposit. You can earn cash back on purchases, in addition to a credit limit of up to $200
Capital One Platinum
The Capital One Platinum creditcard makes a good starting card for people without credit history or with poor credit. There are some drawbacks to the card, however. The credit line is small and the interest rate is much higher than average. You may qualify for a larger credit line if your account is current and you make on-time payments.
Capital One Platinum cards have a $300 minimum credit limit. However, after six months the issuer will review you account. This card also offers unlimited access to CreditWise which will allow you to monitor your credit score. Eno will provide security alerts for free and no foreign transaction fees. Final, Capital One Platinum card has extended warranty coverage that covers eligible items.
Petal(r) 2 Visa(r)
If you want a card that gives you a large credit limit, you should consider a card like the Petal(r) 2 Visa(r). The credit limit is up to $10,000 This is significantly higher than a secured credit card which usually has a lower credit limit. You might also be eligible to receive an increase in your credit limit if there are six consecutive minimum monthly payments and you pay at least 15% each month of your statement balance.
Petal(r), Visa(r), offers another option. This allows you 1.5% cashback for your purchases. The cash back is automatically deposited into your Cash Back Wallet. The cash back can be used to redeem Cash Back Points or for a statement credit equal to your current balance.
American Express Blue cash Preferred(r).
If you're comparing cash back credit cards, the Blue Cash Preferred is one of the better choices. This credit card offers 1% cashback on all purchases, and bonus categories such as grocery and gas. You also get 0% interest for the first 12 month. There is no annual fee.
The American Express Blue Cash Preferred(r) Card is a great choice for consumers who are looking for a cash back credit card. It has the highest cash back rates across all categories, including grocery/gas. Although the annual fee is $95.95, the substantial cash back rates can offset this cost by modest purchases at U.S. grocery stores, gas stations and streaming services. Another bonus is the $300 statement credit that you can redeem for cash.