A credit card that has low interest rates and offers a low introductory rate is best. Some of the best options include the Visa(r) Titanium Signature Rewards Card, Wells Fargo Reflect, and the BankAmericard Credit Card for Students. Each card has an introductory APR of 0%.
Capital One is the best low interest credit card
Capital One is a company offering many different types credit cards. Its credit card options are suitable for those who have a lower interest rate budget. The majority of them offer an introductory period with 0% APR. This means that you can repay your debts quickly and without incurring interest fees. Capital One also offers a range of co-branded credit accounts. These cards are often rewarded for spending at partners companies.
Wells Fargo Reflect
The Wells Fargo Reflect credit card (r) offers 0% interest for new purchases and balance transfers, with a minimum of 3 months. It is not a rewards credit card. This means it won't be the best choice for people who aren't looking to get rewards but spend a lot. The card does not have interest rates, so it is good for paying down credit card debt. It can be used either as your primary or secondary credit card. Your choice is up to the individual.
Visa(r), Titanium Signature rewards Card
If you are looking for a low-interest credit card with a low rate of interest and generous rewards, the Visa(r) Titanium Signature Reward Card is an excellent choice. Andrews Federal Credit Union issues this credit card. You will receive a no-annual fee and 10000 bonus points when you transfer a card balance. There is no foreign transaction fee, and there is no minimum balance transfer fee.
Students get BankAmericard(r), a Credit Card from BankAmericard
The BankAmericard(r), Credit Card is an excellent choice if you are looking for a card that has a low interest rate and allows you to pay your balance off in full each month. The card doesn't charge fees to transfer balances and won't increase your APR if a payment is late. It also features a free FICO(r) score, an increasingly common perk in the credit card industry. This score is updated every billing cycle and can be accessed through the BankAmericard online banking portal or the mobile app.
Bank of America Travel Rewards
Bank of America Travel Reward Credit Card offers a great bonus for new customers and is free of annual fees. It also has a solid rewards program, and is among the top-rated cards of its competitors. If they aren't planning to travel often, it might not make the most sense for them.
Citi Diamond Preferred Card
Citi Diamond Preferred Card offers a great choice for those who are looking for a low-interest card with no annual fees. This card offers 0% interest-free purchases for the first 4 months. You can get interest-free payments up to $5,000 during the introductory period. That is a great benefit for those who make large purchases.