Knowing which credit cards offer the highest gas reward rates is essential if your gas spending is high. There are many credit card rewards programs available, but it's important to fully understand what each one offers. You may be limited in how much gas station earnings you can make with certain cards. Make sure to check the terms of the card and contact customer service if there are any questions. If you are looking for rewards, a card with an APR of 0% or less for a year is another option.
Blue Cash Everyday
Blue Cash Everyday Card offers great savings for people who often visit gas stations. The card gives you 3% back on your gas purchases and 1% on all other purchases. The card offers fraud protection as well as purchase protection. The card is also available in an upgraded version called Blue Cash Preferred. The Preferred version is available with an additional annual fee and offers more benefits. Some of the perks include double rewards at US supermarkets and 6% cash back on select US streaming services.
Blue Cash Everyday's low annual fees are another advantage. You also get 3% cashback at gas stations, supermarkets and online retail shops. Although this is better than the Blue Cash Preferred card's 2%, the Everyday card remains a strong cash-back option.
Discover it(r) Cash Back
With the Discover it(r), Cash Back credit card, you can get 2% cash back for every purchase. You don't need to spend in certain categories, or earn bonus categories, like other cash-back credit cards. This card is also free of an annual fee so you can immediately start receiving rewards. It has a downside: you will need to work hard to earn cash back. This card is not recommended if you aren't looking to spend too much time or want to be rewarded automatically.
Discover it(r), cash Back rewards gas purchases with great cash back. It matches cash back for the first 12 months, which is about 10% of your spending. You do have to activate the card each quarter, so don't wait too long to start earning cash back.
U.S. Bank Altitude(r) Connect Visa Signature(r)
U.S. Bank Connect Visa Signature(r) is a great option if you are looking for a credit card with lots of useful features. The Altitude Card offers TSA PreCheck and Global Entry credit, plus cell phone protection. It also comes with ample bonus opportunities, including transferable points. It is worth noting that you can get luxury perks elsewhere if you are looking for them.
The Altitude(r), Connect Visa Signature Card((r),) earns 5 points per $1 spent and has multiple credit options. You also get a $500 Welcome Bonus and waived first-year fees. This card is great if you spend lots of money on travel.
Citi Premier(r) Card
Citi Premier(r) Cards are a great option if you want to get triple points on groceries and gas. For every dollar spent in supermarkets, gas stations and restaurants, the card earns three points. It can also earn you points when you pay for airfare and hotels. This card is one the most valuable mid-range rewards cards. It can be confusing at first.
It doesn't offer any perks or an introductory bonus but the card still provides good value for first-time cardholders. The card offers enough value to pay the annual fee six times. The Bureau of Labor Statistics spending data is used to calculate the value. It assumes that you spend $15,900 per year, or $1,325 each month.
ExxonMobil(tm) Smart Card
ExxonMobil Smart Card, a credit card offering rewards for purchasing gas, is available. It can be used as a credit card to pay for gasoline, car washes, or snacks at Exxon and Mobil gas stations. The card also offers a rewards program called ExxonMobil Rewards+. It is important to remember that the Rewards+ program does not exist alongside the ExxonMobil Smart Card.
ExxonMobil Smart Cards are available at thousands gas stations across the U.S. Credit scores in the 700 range are considered "good." Once you have been approved, you'll be able choose a credit limit depending on your income. This limit can range from $200 to $200. You can request a greater limit if you feel it is necessary.